“I’m very pleased with the service I received from Trafalgar Risk Management. The online portal was very easy to use, they answered my questions quickly and efficiently, and I loved their personal touch. Every time I reached out, I got a customised response instead of the usual runaround experience when dealing with big companies.”
Cyber
Cyber insurance protects businesses against financial losses from cyberattacks, data breaches, and other digital threats.
Cyber Overview
Optimum Cyber Plus covers you following a Cyber Event (defined as unauthorised access, an operator error, a denial-of-service attack, or the introduction of any malware, including ransomware) into or against your network or any cloud provider with whom you have a written contract.
Our Policy Includes
01
Re-instatement of your data
02
Loss of your gross profit caused by the Cyber Event
03
A specialist IT forensic company to investigate the cause and scope of the Cyber Event
04
£10,000 for e-theft
How It Works
Following your loss of third-party data or a breach of any privacy legislation worldwide (a Data Liability Event):
Defence Costs, we will appoint a specialist law firm to defend you
A specialist IT forensic company to investigate what data has been compromised
Costs to notify data subjects if this is required by legislation or considered necessary to protect your reputation
A Public Relations Company to protect and mitigate any damage to your reputation
In addition, where this data relates to credit or debit card information
- Credit monitoring costs for affected individuals.
- Any fines and penalties that you are required to pay by the Payment Card Industry as well as Assessment Costs that includes fraudulent transactions for which you are liable.
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