“I’m very pleased with the service I received from Trafalgar Risk Management. The online portal was very easy to use, they answered my questions quickly and efficiently, and I loved their personal touch. Every time I reached out, I got a customised response instead of the usual runaround experience when dealing with big companies.”
Directors and Officers
Directors & Officers insurance protects company leaders from personal liability for decisions made in their roles.
Cover Overview
Directors and Officers (D&O) insurance protects company leaders from personal financial loss due to claims or lawsuits alleging mismanagement, negligence, or wrongful acts. Without coverage, executives could face costly legal fees and settlements, deterring talented individuals from leadership roles and exposing businesses to significant financial and reputational risks.
Our Policy Includes
01
Liability arising as a result of actual or alleged wrongful acts undertaken by the company.
02
The insurer shall pay bail bond costs on behalf of any insured person (Up to £50,000).
03
The insurer shall pay defence costs only arising solely from any claim against any insured person in respect of 'Corporate Bodily Injury & Manslaughter'.
04
The insurer shall pay up to £375 per day per insured person, and up to £250 per day for any other employee, who is required to attend any court, tribunal, or other hearing in connection with a claim (Up to £50,000).
How It Works
The following exclusions apply to all insuring clauses of this policy, and the insurer will not be liable for any claim or loss resulting from:
Claims made against or sustained by any insured who is domiciled or registered outside of the territorial limits.
Claims made against the insured under any law/regulation/court or other administrative body of any jurisdiction which is outside the territorial limits
Claims made directly or indirectly arising from, related to, or in any way attributable to Radioactive Contamination.
Claims arising from or related to any war, invasion, foreign enemy hostilities (whether war be declared or not).
What is the difference between PI and D&O?
Professional Indemnity Insurance and Directors & Officers Insurance both play critical roles in protecting individuals and organisations from financial and legal risks, but they cover different aspects of professional and managerial risks.
PI Insurance is focused on the quality and accuracy of professional services provided, while D&O Insurance protects directors and officers from claims related to their management decisions and corporate governance.
Testimonials
Our Partners
Get A Quote
Our aim is to make the buying or renewing of your insurances as streamlined as possible.
