Employer's Liability

Stay protected against legal costs and compensation resulting from employee injuries or illnesses which have occured as a result of their work.

Cover Overview

Employers Liability insurance covers legal costs, compensation, and medical expenses for employees who suffer work-related injuries or illnesses, ensuring your business is protected from claims arising in the course of employment.

Exclusions Of This Policy

01

In respect of which compulsory insurance or security is required to be arranged by You under the Road Traffic Acts.

02

Caused by or arising from any Offshore Activity.

03

For damages or any additional damages resulting from the multiplication of compensatory damages.

04

Arising from any judgement, award or settlement made within countries which operate under the laws outside of the UK.

How It Works

Following your loss of third-party data or a breach of any privacy legislation worldwide (a Data Liability Event):

Give written notice to the insurer as soon as reasonably practicable of any circumstance, providing all additional information required by insurers.

An agent will be appointed to your case, and you would be expected to comply with all relevant practices, directions and pre-action protocols they advise.

It is a condition of the policy to not admit, offer, promise or pay a claimant without first speaking to your insurer and confirming or receiving consent in writing.

If approved, the insurer will settle the claim, costs or expenses to which they are responsible, that have been incurred. Please check the claims conditions and general conditions in the policy wording.

Employers Liability is a compulsory policy required by law if your company employ staff.

Insure your legal liability to pay damages and claimant's costs, fees and expenses for injury to an employee arising in the course of his employment by you and happening during the period of insurance.

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