We use single source underwriting for each specific section i.e. we do not obtain quotes on each individual enquiry, but have in place pre-arranged premiums and cover with one insurer. We then continue to monitor the competitiveness of our underwriter during the year and any adjustments, or change of underwriter will occur at the end of our scheme policy period.

However, the underwriters we do use have been with us for a number of years, therefore ensuring premium stability.

The scheme is available in two formats, both of which provide the widest cover available for the most competitive premiums.